How to Protect Yourself from Scams and Rip-offs - Episode 181 (Classic Episode)

Join me in today's classic episode as I talk with R Persichitte, a money expert who helps people avoid scams. We chat about what fraud is, how it is different from rip-offs, and ways you can keep your money safe. R shares real stories about people who lost their savings and gives easy tips to protect yourself. Listen in to learn how to keep your money where it belongs.

About our guest:
R Persichitte, CPA, CFP®, CFA, CFE, guides business leaders and individuals through tax, investment, and financial planning decisions. An accountant at heart and an award-winning analyst, R is known for using data to make sound decisions and help clients avoid costly mistakes, scams, and other financial pitfalls. He served as an auditor for over ten years, working in tax, fraud, and asset recovery, and now works as an auditor on your side.

Delagify Financial is a fee-for-service financial planning firm dedicated to helping people keep their money. The company helps individuals and small businesses avoid rip-offs, mistakes, and unnecessary taxes through tax strategy, accounting, and comprehensive financial planning services.

https://secondlook.delagify.com/

https://delagify.com

Editor’s note: This classic episode originally aired in 2024. The fraud-prevention advice still applies, and the topic is even more urgent today as reported online fraud and investment-scam losses continue to rise. Since the original recording, some figures and rules have changed, including the 2026 federal estate-tax filing threshold, and some recovery/payment-app rules may vary by situation. If you believe you’ve been targeted by an online, crypto, or impersonation scam, stop sending money, document everything, and report it to the FBI’s IC3 and the FTC.