The Current State of Credit in this Economy - Episode 132 (Classic Episode)

In this classic episode, I’m talking with credit expert Shante Nicole about what’s really going on with credit right now and why your score might drop even if you’ve done nothing wrong. We break down how lenders are reacting to the economy, what credit card companies are doing behind the scenes, and what you can do to protect your credit today. This is super important with so many changes happening fast, so if you’ve been confused or stressed about your score lately, this episode will help make things clear and easy to understand. 

About our expert:

Shante Nicole’s passion for serving others has always been at the center of her life.  She is an author, financial educator, certified credit consultant, holds a degree in nursing, and is the founder of her nonprofit organizations: F.A.C.E. (Facing Autism with Children Everywhere), and her latest endeavor, Financial Common Cents.  As if that doesn’t keep her busy enough, she is also a wife and mother of a child with autism.

In January 2017, she started an online Facebook community, "Financial Common Cents", whose motto is “Education…Restoration…Liberation”.  It was her mission to empower people to rebuild, restore, and repair their credit.  She also helps individuals devise a consistent plan to manage their finances and their debt.  To date, her “FCC family” has grown to over 102,000 members from over 100 countries. 

Through her nonprofit organization, Financial Common Cents, she facilitates workshops, online courses, and personalized financial & credit coaching. As a panelist with SunTrust Bank’s onUp Movement, she educates her community on credit, budgeting, and debt management.

She’s also the founder of “Kids Making Cents”,  a financial literacy program that offers educational products and workshops in the community including schools, churches, and recreational camps.

Make sure you follow her and join her Financial Common Cents Facebook group